Where we work
One office, in Karachi, and clients in five markets. Software for each one is built around what actually differs there — tax and e-invoicing rules, the payments customers use, the language they read, and how personal data has to be handled.
Office 102, Bahria Complex 1, MT Khan Road, Karachi
Short answer
A2Z Global works with businesses in Pakistan, the UAE, Saudi Arabia, the USA and the UK from a single office in Karachi. What changes per market is the build: VAT and sales tax, e-invoicing mandates such as ZATCA in Saudi Arabia and Making Tax Digital in the UK, the payment methods customers expect, the language and reading direction, and how personal data has to be handled.
Key takeaways
- One office, in Karachi. Every other market is delivered remotely and we say so on the page.
- Invoicing has to be built for the country's tax rules from the start — it is the part that cannot be retrofitted.
- Payment rails differ completely: cash on delivery and JazzCash in Pakistan, mada in Saudi Arabia, Stripe and Klarna in the USA and UK.
- Arabic markets need right-to-left interfaces designed from the first screen, not translated at the end.
/Markets
Choose your country
/Side by side
What actually changes from one market to the next
The same software brief produces different builds in each of these columns. This is why there is a page per market rather than one page with the country name swapped.
| Pakistan | UAE | Saudi Arabia | USA | UK | |
|---|---|---|---|---|---|
| Currency | PKR | AED | SAR | USD | GBP |
| Sales tax / VAT | Federal sales tax on goods is administered by FBR; sales tax on services is provincial (Sindh Revenue Board, Punjab Revenue Authority and others), so the rate depends on where the service is provided. | VAT is charged at a standard rate of 5% and administered by the Federal Tax Authority. | VAT is charged at a standard rate of 15% and administered by ZATCA, the Zakat, Tax and Customs Authority. | Sales tax is set by each state, and many local jurisdictions add their own, so online sellers usually calculate it through a service such as Avalara or TaxJar rather than hard-coding rates. | VAT is charged at a standard rate of 20% and administered by HMRC. |
| E-invoicing | FBR is moving sales-tax-registered businesses onto digital invoicing integrated with its systems, in phases. | The UAE is introducing mandatory electronic invoicing in phases, starting with larger businesses. | E-invoicing (FATOORA) is mandatory in Saudi Arabia. | There is no federal e-invoicing mandate for private businesses in the US. | There is no mandatory B2B e-invoicing in the UK today, but Making Tax Digital requires VAT-registered businesses to keep digital records and file VAT returns through compatible software — so an ERP has to feed an MTD-compatible accounting system cleanly. |
| Main payment methods | Cash on delivery, JazzCash, Easypaisa | Stripe, Network International (N-Genius), Telr | mada, STC Pay, Apple Pay | Stripe, PayPal, Square | Stripe, PayPal, GoCardless (Direct Debit) |
| Language | English and Urdu. | English and Arabic. | Arabic first, with English. | English. | English. |
| Accounting software | QuickBooks, Odoo, Excel exports your accountant already uses | Zoho Books, Xero, QuickBooks | Zoho Books, Qoyod, Wafeq | QuickBooks, Xero, NetSuite | Xero, Sage, QuickBooks |
| Our presence | Office in Karachi | Remote from Karachi | Remote from Karachi | Remote from Karachi | Remote from Karachi |
/FAQ
Working with a team in another country
Do you have offices in these countries?
No. We have one office, in Karachi, and every other market is delivered from it. We would rather be straightforward about that than have you discover it — and it is also why our rates are what they are.
How do you handle the time difference?
Pakistan is one hour ahead of the UAE, two ahead of Saudi Arabia, four to five ahead of the UK and nine to ten ahead of US Eastern time. UAE, Saudi and UK clients overlap most of our working day; US clients get calls in their morning and progress overnight.
Does the price change depending on where we are?
The scope sets the price, not the postcode. In Pakistan, business websites start from PKR 35,000; everywhere else each project is quoted as one fixed written number after a discovery call.
Can you build in Arabic or Urdu?
Yes. Arabic interfaces are designed right-to-left from the first screen rather than mirrored at the end, and Urdu is available for Pakistani audiences.
Who owns the software?
You do, in every market. Source code, database, domain, hosting and app store accounts are set up in your company's name.